Ujjivan Small Finance Bank is Hiring Loan Officers for Agriculture Banking

Ujjivan Small Finance Bank is Hiring Loan Officers for Agriculture Banking

Ujjivan Small Finance Bank, one of the trusted names in India’s banking and finance sector, is inviting applications for the position of Loan Officer – Agriculture Banking. This opportunity is specially designed for candidates who are passionate about working in the field of agriculture finance and want to build a stable career in the banking industry.

About the Role

The role of a Loan Officer in Agriculture Banking is very important because agriculture is the backbone of India’s economy. Farmers often need financial support to buy seeds, fertilizers, machinery, or to invest in allied activities like dairy, poultry, or fisheries. Loan officers act as a bridge between farmers and the bank by providing them the right financial solutions.

At Ujjivan Small Finance Bank, the Loan Officer will be responsible for managing agriculture loans, ensuring smooth disbursement, and maintaining a healthy loan portfolio. This role also involves building relationships with farmers, understanding their financial needs, and guiding them through banking products.

Locations Available

The job openings are currently available in multiple locations across Bihar, including:

• Bettiah
• Forbesganj
• Motihari
• Sasaram
• Gaya

Candidates living in or near these cities will get an advantage, as local knowledge is very helpful in understanding the agricultural community.

Qualification Required

To apply for this position, candidates must have:

• Graduation in any stream or
• Post Graduation in a relevant field

This means both fresh graduates with basic knowledge of agriculture finance and postgraduates with advanced studies can apply.

Desired Profile

The bank is looking for candidates who not only have educational qualifications but also practical knowledge and experience. The preferred requirements are:

• Experience: Minimum 1–2 years in handling agriculture loans or allied activity loans.
• Business Skills: Ability to drive the agriculture lending business in the assigned branch.
• Goals & Targets: Responsible for meeting agriculture lending targets and maintaining a quality loan portfolio.
• Cross-Selling: Should promote and sell other banking products to customers.
• KYC Knowledge: Must understand KYC norms and guidelines, especially for high-value secured loans.
• Collections & Monitoring: Ensure timely loan collections and maintain portfolio quality.

Why This Job is Important

Agriculture finance is crucial for farmers. Many farmers depend on loans to run their fields, buy equipment, and manage their daily needs. By working as a Loan Officer, candidates will not just be earning a salary but also contributing to the growth of rural communities and helping farmers achieve financial independence.

Key Skills Needed

To be successful in this role, candidates should have:

• Good communication and interpersonal skills
• Knowledge of rural markets and agriculture practices
• Problem-solving ability
• Basic computer and banking knowledge
• Ability to travel locally to meet farmers and clients

Who Can Apply?

This job is best suited for:

• Candidates who are graduates or postgraduates looking for a stable career in banking
• People who already have some experience in agriculture lending
• Applicants who understand rural banking and have an interest in helping farmers
• Those who are willing to work in the above-mentioned Bihar locations

How to Apply

Interested candidates can directly contact the bank through the details given below:

• Contact Person: Amit Kumar
• Mail ID: amitkumar.16636@ujjivan.com

Applicants are advised to send their updated resume to the above email. Make sure to highlight your experience in agriculture finance, team handling, loan processing, and customer relations.

Final Thoughts

This is a great career opportunity for candidates who want to grow in the banking sector while also supporting the agriculture community. With India’s agriculture industry continuously expanding, professionals in agriculture banking are always in demand.

If you are passionate about rural development, agriculture finance, and want to join a reputed bank like Ujjivan Small Finance Bank, then this opening for Loan Officer – Agriculture Banking is perfect for you.