Ujjivan Small Finance Bank Hiring Relationship Officer (Micro Mortgage) – Walk-In Interview on 2nd Feb 2026 in Patna
If you are looking for a good and stable job in the banking and finance sector, then this is a great opportunity for you. Ujjivan Small Finance Bank, one of India’s fastest-growing and trusted small finance banks, has announced a Walk-In Drive for the post of Relationship Officer – Micro Mortgage.
This hiring is mainly for candidates who have experience in Home Loan, LAP (Loan Against Property), Mortgage Loans, or Banking Asset Products. The job locations are across Bihar, and the interview will be held in Patna.
🏦 About Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is a well-known name in India’s banking industry. The bank is also Great Place To Work (GPTW) Certified, which means it provides a good working environment, learning opportunities, and career growth to its employees.
The bank focuses on:
- Retail banking
- Micro finance
- Housing loans
- LAP (Loan Against Property)
- Secured lending products
Working with Ujjivan means job stability, respect, and long-term career growth.
📌 Job Details
- Post Name: Relationship Officer – Micro Mortgage
- Department: Mortgage / Secured Loans
- Job Type: Full-time
- Qualification: Minimum Graduate
- Experience Required: 1–2 years
🗺 Job Locations
Selected candidates will be posted across Bihar, including:
- Patna
- Gaya
- Muzaffarpur
- Begusarai
- Dalsingsarai
Candidates should be ready to work in field + branch sales roles.
📅 Walk-In Interview Details
- 🗓 Date: 2nd February 2026
- ⏰ Time: 11:00 AM to 3:00 PM
📍 Interview Venue:
Ujjivan Small Finance Bank – Saguna More Branch
House No. 88/33,
Ground Floor, 1st Floor & 2nd Floor,
Mainpura, Danapur,
Patna – 801503
📄 Who Can Apply? (Eligibility Criteria)
✅ Education:
- Minimum Graduate in any stream
✅ Experience:
- 1 to 2 years experience in any of the following:
- Mortgage Loan
- LAP (Loan Against Property)
- Housing Loan
- Banking Asset Products
- NBFC / HFC / Bank Sales
✅ Knowledge Required:
- Basic understanding of:
- Home Loans
- LAP
- Secured Loans
- Customer handling and sales process
- Basic computer knowledge
🛠 Job Responsibilities (In Simple Words)
1️⃣ Customer Sourcing & Sales
- Find new customers for Micro Mortgage / Home Loan / LAP
- Do field visits and market activities
- Generate new leads and convert them into business
2️⃣ Customer Meeting & Product Explanation
- Meet customers personally
- Explain loan products, interest rates, EMI, and benefits
- Help customers choose the right loan product
3️⃣ File Login & Documentation
- Collect customer documents
- Check basic eligibility
- Login files in the system and follow bank process
4️⃣ Follow-up & Disbursement
- Follow up with credit team and operations team
- Help in fast loan sanction and disbursement
- Ensure good customer service
5️⃣ Portfolio & Relationship Management
- Maintain good relationships with customers
- Take references and repeat business
- Build long-term customer trust
🌟 Why You Should Join Ujjivan Small Finance Bank
- ✅ Great Place To Work Certified Company
- ✅ Stable and growing bank
- ✅ Good salary + incentives
- ✅ Learning and training support
- ✅ Career growth in secured loans and retail banking
- ✅ Professional work culture
🚀 Career Growth Opportunities
After joining as a Relationship Officer, you can grow to:
- Senior Relationship Officer
- Relationship Manager
- Branch Sales Manager
- Credit / Operations roles
- Branch Manager (in future)
Your growth will depend on performance and results.
📂 Documents to Carry for Interview
- Updated Resume / CV
- 2 Passport size photos
- ID Proof (Aadhar / PAN)
- Education Certificates
- Experience Certificates / Offer Letters / Salary Slips
⚠️ Important Instructions
- Reach the venue between 11:00 AM to 3:00 PM
- Dress in formal clothes
- Carry all documents in a file
- Candidates with mortgage / LAP / home loan experience will get preference
- Be ready for field sales work
