IDFC FIRST Bank Hiring: Branch Credit Manager
Are you ready to build a successful career in banking? IDFC FIRST Bank is inviting applications for the role of Branch Credit Manager. This opportunity is ideal for young and ambitious professionals with prior credit underwriting experience, who want to contribute to the growth of one of India’s fastest-growing private sector banks.
About IDFC FIRST Bank
IDFC FIRST Bank is recognized for its customer-first approach, innovative products, and strong retail presence across India. The bank focuses on delivering responsible banking solutions, ensuring transparency, and supporting individuals and businesses with world-class services. Joining IDFC FIRST Bank means being part of a progressive and growth-driven environment where talent is valued and nurtured.
Position Overview
- Role: Branch Credit Manager
- Product: Secured / Unsecured Loans
- Location: Faridkot (Job Code: P-187111)
- Qualification Required: Graduate / MBA
- Experience Required: Minimum 1–2 years in secured and unsecured loan underwriting
This role is critical in ensuring effective credit evaluation, risk management, and smooth loan processing at the branch level.
Key Responsibilities
As a Branch Credit Manager, you will be entrusted with ensuring accurate credit decisions and managing branch-level loan processing. Major responsibilities include:
- Credit Appraisal & Underwriting
- Conduct credit assessments for secured and unsecured loans.
- Analyze applicant documents, repayment capacity, and risk factors before sanctioning.
- Compliance & Risk Management
- Ensure all underwriting follows internal credit policies and regulatory guidelines.
- Maintain strict adherence to audit norms and operational compliance.
- Loan Portfolio Management
- Manage branch-level credit portfolio quality.
- Monitor delinquency, minimize risk exposure, and ensure healthy loan book performance.
- Customer Interaction
- Collaborate with relationship managers and sales teams to ensure smooth application processing.
- Deliver quick turnaround time (TAT) without compromising on quality.
Candidate Requirements
To be considered for this position, candidates must meet the following criteria:
- Educational Qualification – Graduate or MBA from a recognized institute.
- Work Experience – 1–2 years of proven experience in underwriting secured and unsecured loans.
- Age Criteria – Must be below 28 years (strictly, no deviation allowed).
- Local Language Proficiency – Candidate must be well-versed in the local language for smooth customer communication.
- Mandatory Skill – Secured underwriting experience is a must for this role.
Why Join IDFC FIRST Bank?
- Be part of a leading private sector bank with strong growth opportunities.
- Exposure to credit evaluation, risk management, and underwriting best practices.
- Dynamic and supportive work culture with focus on employee development.
- Opportunity to contribute to one of the fastest-expanding retail banking networks in India.
How to Apply
Interested and eligible candidates can send their applications to the given email address:
While applying, ensure the subject line is formatted as:
👉 Location / Name / Experience / Notice Period / Current CTC
Example: Faridkot / Rohan Sharma / 2 Years / 30 Days / ₹4.5 LPA
Important Notes for Applicants
- Only candidates meeting the age criteria (below 28 years) will be considered.
- Local language knowledge is mandatory.
- Shortlisted candidates will be contacted directly by the bank. Please do not call regarding application status.
- Applications without the proper subject line format may not be considered.
